At present, many people who have free capital to ask themselves the question of what kind of business they have the opportunity to invest with minimal risk is desirable, in order to obtain additional income. While in the West, private investment capital has long been widespread in our country this process is only beginning to gain momentum. But economists are doing very comforting predictions, they believe that investing in mutual funds, securities, as well as the action is very promising. So is investing in securities or in mutual funds? Open economic handbook can find the definition of the term - investment is a "long-term investments" with its own capital to generate income in the company of different industries, entrepreneurial projects. The objectives pursued by the people making the investment, it is logical and obvious - the multiplication of the initial capital, which they will be able to use at their discretion, or spend it on personal needs (necessities, etc.) or pass by inheritance. In our time, many came to the conclusion that we should not keep their savings at home, as rapidly rising inflation could bring them to naught. Wide possibilities of providing this type of income, as well as an investment - it is an opportunity for young people to buy their own homes or to travel the country, old people, they will provide a dignified and independent retirement. The question of whom to entrust their savings is sufficiently severe and requires a very serious attitude, in this case, you must ensure the professionalism and experience of those who will manage your funds. Special attention from the citizens deserve to mutual funds or mutual funds, which are the most optimal for investment. Mutual funds are not a legal entity, they are formed on the trust assets (means) of the fund management company (CC) in order to increase the value of the fund's assets. PIF is formed from the money of investors (shareholders), each shareholder owns a certain number of shares of the investment fund. UK seeking the most appropriate options for investments in those mutual funds or other projects, so that any shareholder could obtain the maximum profit, which corresponds to the proportion of each shareholder of the investment fund. The document, which confirms the right of each depositor's share of its assets in mutual funds is an investment share, representing a valuable paper in accordance with which he has the possibility of repayment of the unit. And in this case, these investments give the owners of the units exactly the same amount of rights in mutual funds. It is now possible to choose the most optimal way of investment, the possibilities are virtually limitless, and investment funds, it is only one of the most successful options for generating additional revenue. By acceding to the number of investors in the near future it is possible to estimate the benefits of such investment and to look to the future.